Mortgage Advice
SECURE THE RIGHT MORTGAGE FOR YOU
A mortgage or a remortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Mortgages and Remortgages can be a complicated area, rates, borrowing amounts and terms can vary greatly from provider to provider and that is why we offer an advice-driven service to look after the whole process for you. With our expertise, we can find you the most appropriate and competitive mortgage, which, in turn, could make a substantial saving for you.
There are a number of factors that will determine a suitable mortgage or remortgage for you, and one of our qualified and experienced advisers will guide you through the process. Our service is proactive, meaning that we keep updated and informed on every stage of your application leaving you with one less thing to worry about.
Cheam Financial Planning Ltd offer a comprehensive range of mortgage products from across the market for first charge mortgages only. We do not offer deals that you can only obtain by going direct to a lender. We can supply a list of the lenders we offer mortgages from on request/
We offer specialist, bespoke and individual advice to all of our clients to help ensure you get the most competitive and suitable deal based on your circumstances.
Whether you are moving home or a first-time buyer, looking for a better mortgage deal, considering a remortgage, or thinking of buying to let, we can help you to find the most appropriate mortgage for you.
Our team also advise you on life assurance and health insurance for peace of mind.
HELPFUL ADVICE AND GUIDANCE
By offering a comprehensive range of mortgage products from across the market for first-charge mortgages only, you are sure to find the most suitable selection for you. We do not offer deals that you can only obtain by going directly to a lender. When it comes to our mortgage and remortgage advice, we supply a list of the lenders we offer mortgages and remortgages from.
Our team also advise you on life assurance and health insurance.
GUIDE TO MORTGAGES
Our professionals act entirely on your behalf and can advise on all types of mortgages, including:
Buy-to-Let | Residential
We ensure all options and costs are understood, explaining all recommendations at every stage of the process.
The financial conduct authority does not regulate most forms of commercial mortgage and most forms of buy-to-let mortgage.
Broker Fees
In most cases, where the mortgage loan being arranged is in excess of £200,000 then no fee will be charged.
Typically for loans below £200,000 are arranged then we charge a broker fee of £495 which is payable of production of a suitable mortgage offer.
However, this will be assessed on a case by case basis and we will notify you of any changes to this as early as possible.
